Many people do not understand exactly what should cover an accident regulation. And that is important because the goal of settlement for personal damage can not only throw a random number on them.
The jumping point is to bring them back into the position in which they would have been if the accident had never happened. The law says.
And to do this right, you have to involve all of your losses. Not only the injury itself, but in every respect, the injury has messed up her life and wallet.
These losses are called special damage. These are actual, specific financial losses, things that you can prove with income, payslips, invoices and doctor notes. Serious injuries could lead to settlements This is much higher, simply because the effects on your income, your doctor bills and your daily life are so much larger.
And if you build your case, each of these losses is important.
Here is a wide range of such losses that must be included in their PI settlement:
Loss of income
If your injuries have forced you to take a break, this is a loss you are entitled to. But to claim it, you have to show evidence. If you are employed, this means that you receive your wage closure before the accident and afterwards and a letter from your boss, in which you confirm that you were eliminated due to your injury.
If you are self -employed, it's a little more work. Before the accident, you need tax explanations and financial records for at least three years and for the time in which you could not work. So you find out what you should have done.
And if your injury is serious enough that you cannot return to work or have to retire earlier than planned, this loss can extend to the future. This is called future loss of profit, and you can say that. If your injury is permanent, the calculation can pass up to retirement age.
There is also a loss of pension. If you or your employer no longer pay in your pension in your pension, this will affect your future income if you retire. So that must also be included.
Medical treatment
Injuries often mean doctor bills. And in many cases, especially when they become private, they are not cheap. Physiotherapy, advice and chiropractic cost an arm and one leg. If a medical expert agrees that the treatment was necessary and appropriate, the costs can be included in your claim.
You have to display invoices or receipts. If you have not yet started the treatment, your doctor recommended this, you can use an offer or an estimate. And if a private health insurance company covers your treatment, you may want to get this money back, and this can be added to your claim.
Care and support
If their injury meant that they could not take care of themselves as before, they might not be able to cook, clean, bathe or even put on, then someone had to help them. Maybe a friend or a family member entered. Or they had to hire a professional caregiver.
You can both pay and claim unpaid help for both types of help. But again they need evidence. These could be medical documents that give you the needed care and receipts if you have paid someone. If it was a friend or relative, you can write an explanation of what you did and how much time you have spent on helping you.
Special equipment and mobility aids
Things like wheelchairs, walking sticks, bracesOr specially adapted furniture are the essential tools that you need for recovery or only live your life again after a serious injury. As long as a medical expert says that the equipment is appropriate and necessary, it can be included in its claim.
Damaged objects or clothing
If your clothes have been ruined or your phone or bicycle has been smashed, this is another financial loss. You can claim the cost of repair or replacement. But here too you need evidence. Take photos, and if you have the original purchase or an estimate for the replacement, this helps a lot.
Only know that if something was already so old when it was damaged, it may be deducted a little for wear.
Vehicle repairs or replacement costs
If it were a car accident, your vehicle was probably damaged. Usually your vehicle insurance is, but there is often a transfer fee that you have to pay out of your pocket. These are costs that you can also include in your claim.
So if you had to pay something to repair or replace your vehicle, let your lawyer know.
Missed trips or public holidays
If you were on vacation or Trip You have planned that you had to cancel because of your injuries, you may be able to regain this. If you have not received a refund, you can claim full costs. If you have received a partial refund but have lost a deposit or had to pay a cancellation fee, this loss can also be included.
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